The United States has a severe problem on its hands. It is not the budget deficit or even the skyrocketing unemployment rate. It is the corrections system that has devolved into more of just a mass incarceration system. Today, nearly 1 percent of the American adult population is imprisoned and $68 billion is spent on the country's various corrections systems annually. Many people are finally starting to ask why the number of American adults who are imprisoned has risen so high when the crime rate has not, and why many of the imprisoned are repeat offenders of nonviolent crimes. The nation must find some way to help solve this problem before the rates grow even higher.
Right now something in the corrections system is not working, though it is hard to know what. It is not difficult to figure out, however, that "ending mass incarceration and reducing crime rates are not mutually exclusive goals" (Rebecca Ruiz, The American Prospect). The overall crime rate continues to drop, but the populations of the prisons only increases. In 2008 the prison population had grown by 708% since 1972. It is possible to lower both the prison population and the crime rate at the same time, but smarter crime-control strategies must be put in place.
Smarter crime-control strategies that are know to work include a "tipping" model, and programs like Project HOPE. "Many crimes are attractive to offenders only when others are also doing them, diluting the risk of punishment. This creates a dynamic in which both high crime rates and low crime rates tend to be self-sustaining. It turns out to be possible to "tip" behavior from high-violation to low-violation without using a lot of punishment; the key is issuing specific and credible threats directly to the people whose behavior you want to change" (Mark A.R. Kleiman, The American Prospect). In the early 1990s the New York City Transit Police labeled a number of subway cars as "clean." If these cars were ever vandalized or defaced, they would never leave the yard until they were cleaned. The taggers quickly learned it was a waste of time and money to tag a "clean" car, because it would never be seen by an audience. The police then added to the number of "clean" cars until they made of a whole fleet of "clean" cars. Another program that has been proven to work is Project HOPE-- Hawaii's Opportunity Probation with Enforcement-- illustrates how strict and consistent sanctions for probation violators can truly improve behavior of repeat-offenders while saving money. It has clear rules and monitoring, as well as quick, predictable and unpleasant punishments for every mistake. The hey to these types of programs are that sanctions happen every time and right away. Both of these programs are proof that there are effective ways of reversing mass incarceration with a community-based policing and corrections system. Now, these programs just need to spread to reach more of the hot-spots for crime in the United States to prove if they can truly help the nation's problem of mass incarceration.
realgovgirl
Saturday, December 11, 2010
Sunday, December 5, 2010
A Country With A Future or The Sacred Cows?
The United States of America has long struggled to keep its budget and debts in check, and recently it has failed to do just that. The country's debt is now $13.8 trillion dollars. According to David Walker, former chairman of the Congressional Budget Office, "[the Country is] accumulating debt burdens that will rival those of a third world nation within 10 years. Alone, the cost of the Defense department, home-mortgage interest deduction, and social security takes up about 40% of the nation's budget for 2010. Now the country is at a junction in which it must choose to either make the necessary, yet unpopular, budget and program cuts or let the national debt reach an even higher level.
The government needs to take responsibility for its part in the deficit and work to fix the country's ailing budget. The government must reel in its spending, especially in terms of the defense department's budget. The defense department is spending money on things that they do not have a significant possibility of ever needing. The Navy recently spent on $600 million littoral combat ship; the Marines just finished construction on a $13 billion fleet of amphibious landing vehicles. Many people in government have questioned the spending habits of the department, but have refused to do anything more than that for fear of rocking the boat. Senator Tom Coburn of Oklahoma believes that "taking defense spending off the table is indefensible. We need to protect our nation, not the Pentagon's sacred cows." I concur.
The government needs to take responsibility for its part in the deficit and work to fix the country's ailing budget. The government must reel in its spending, especially in terms of the defense department's budget. The defense department is spending money on things that they do not have a significant possibility of ever needing. The Navy recently spent on $600 million littoral combat ship; the Marines just finished construction on a $13 billion fleet of amphibious landing vehicles. Many people in government have questioned the spending habits of the department, but have refused to do anything more than that for fear of rocking the boat. Senator Tom Coburn of Oklahoma believes that "taking defense spending off the table is indefensible. We need to protect our nation, not the Pentagon's sacred cows." I concur.
Saturday, November 27, 2010
Foreclosures and Missing Mortgages
During this recession, there is not only a problem with homes being foreclosed upon, but also with documents surrounding the mortgage and who really owns them. The recovery from the foreclosure crisis is slowed by these missing promissory notes-- the original document that is legal proof of who the loan holder is and that the loan holder is entitled either to be repaid or to take back the house. Many cases of the million homes that have gone into foreclosure this year are challenged because of insufficient or lack of proper documentation.
Many corporations, such as JP Morgan Chase and Bank of America, have acknowledged that their systems were very flawed and have actually suspended their foreclosures while they review them. But their attempts to fix the problem now do not help with the millions of foreclosures that already occurred. This problem would not have occurred had the financial institutions not failed to process loans properly. Many of the documents are missing because of the process of securization, in which mortgage bond are made and then sold to investors. As is the case with many foreclosures, the mortgage changed hands so many times and so quickly that the promissory note could not make it to all destinations or was filed away in a warehouse instead of being sent to the next place. More problems occurred when the banks themselves were trying to stay afloat and save money, or were being dissolved or taken over by a different corporation. "In early 2007, Washington Mutual shipped 1 million loan files from a document warehouse in Houston that it was shutting down to save money. The documents were supposed to go to Juarez, but according to a local news report at the time, WaMu lost track of 100,000 files during the move to Mexico" (Stepen Gandel). This situation was made yet worse by the fact that the files backed-up and saved in the Mortgage Electronic Registry cannot be used in foreclosure cases because its replacement of paper documents was deemed illegal under the Constitution. This is good news for the homeowners of foreclosed homes but bad for the financial institutions and the economy because many of the foreclosure cases cannot make it through court. Now the banks may have to buy back billions of dollars worth of faulty mortgages which would just further halt the recovery from the recession.
Foreclosures in 2007 (above). Foreclosures in late 2008 (below).
Many corporations, such as JP Morgan Chase and Bank of America, have acknowledged that their systems were very flawed and have actually suspended their foreclosures while they review them. But their attempts to fix the problem now do not help with the millions of foreclosures that already occurred. This problem would not have occurred had the financial institutions not failed to process loans properly. Many of the documents are missing because of the process of securization, in which mortgage bond are made and then sold to investors. As is the case with many foreclosures, the mortgage changed hands so many times and so quickly that the promissory note could not make it to all destinations or was filed away in a warehouse instead of being sent to the next place. More problems occurred when the banks themselves were trying to stay afloat and save money, or were being dissolved or taken over by a different corporation. "In early 2007, Washington Mutual shipped 1 million loan files from a document warehouse in Houston that it was shutting down to save money. The documents were supposed to go to Juarez, but according to a local news report at the time, WaMu lost track of 100,000 files during the move to Mexico" (Stepen Gandel). This situation was made yet worse by the fact that the files backed-up and saved in the Mortgage Electronic Registry cannot be used in foreclosure cases because its replacement of paper documents was deemed illegal under the Constitution. This is good news for the homeowners of foreclosed homes but bad for the financial institutions and the economy because many of the foreclosure cases cannot make it through court. Now the banks may have to buy back billions of dollars worth of faulty mortgages which would just further halt the recovery from the recession.
Foreclosures in 2007 (above). Foreclosures in late 2008 (below).
Are American Motivated By Self-Interest or Will They Make Sacrifices?
In the past few years, as we all know, the economic sector of our society has come under increased scrutiny. The woes of the economy reached an all-time low, in 2008, with the housing crisis and the concurrent recession. Now in 2010, the government is struggling to agree upon and adopt measure through which the economy and society at large can be healed, both in the short term and long term. The deficit-reduction commission recently published their ideas and opinions on the most effective and popular means to achieve stability in the economy.
As a people, Americans have an "appetite for government benefits that greatly exceeds their appetite for taxes" (Fareed Zakaria). As a result, the country has borrowed vast sums of money to bandage up this issue. The government will not be able to simply patch thing up for much longer, because in 75 years benefits from entitlement programs will be over the government revenue by about $50 trillion, and the deficit, if not attended to, will be equivalnet to about 24% of GDP in 2040 (Time). If the deficit of the economy is allowed to reach these levels, then 2 cures for the economy would be 70% tax hikes or 50% spending cuts which would just harm the country even more. The inequities between the capacity of the economy and its spending must be resolved now and not later.
These problems that are a part of the American economy and society today can be remedied by a combination of the measures the deficit-reduction commission recommends. No matter how many programs are cut, a significantly large amount of revenue must be generated. A sound measure to generate more revenue is a national sales tax. Not only would it be efficient, it would also be applied to what any person bought and therefore would be fair to all classes. Another possibility is, in 2050, to raise the social security retirement age by just one year. Even being one of the millions of current young people who would be affected by the measure, I am in support of it. I am willing to make that personal sacrifice, even though many people would be unwilling to sacrifice some of their own personal comforts or luxuries for the benefit of their society. There needs to be a different mindset in the United States, if any new agenda or measure is going to work. I know people are motivated ultimately by self-interest, but when did the health of one's society and the welfare of its people stop being a matter of personal interest?
As a people, Americans have an "appetite for government benefits that greatly exceeds their appetite for taxes" (Fareed Zakaria). As a result, the country has borrowed vast sums of money to bandage up this issue. The government will not be able to simply patch thing up for much longer, because in 75 years benefits from entitlement programs will be over the government revenue by about $50 trillion, and the deficit, if not attended to, will be equivalnet to about 24% of GDP in 2040 (Time). If the deficit of the economy is allowed to reach these levels, then 2 cures for the economy would be 70% tax hikes or 50% spending cuts which would just harm the country even more. The inequities between the capacity of the economy and its spending must be resolved now and not later.
These problems that are a part of the American economy and society today can be remedied by a combination of the measures the deficit-reduction commission recommends. No matter how many programs are cut, a significantly large amount of revenue must be generated. A sound measure to generate more revenue is a national sales tax. Not only would it be efficient, it would also be applied to what any person bought and therefore would be fair to all classes. Another possibility is, in 2050, to raise the social security retirement age by just one year. Even being one of the millions of current young people who would be affected by the measure, I am in support of it. I am willing to make that personal sacrifice, even though many people would be unwilling to sacrifice some of their own personal comforts or luxuries for the benefit of their society. There needs to be a different mindset in the United States, if any new agenda or measure is going to work. I know people are motivated ultimately by self-interest, but when did the health of one's society and the welfare of its people stop being a matter of personal interest?
Sunday, November 21, 2010
Medal of Honor, Representative of Disgrace
Oh, the society that we live in. At the same time that the Medal of Honor is is given out for the first time in decades, a member of the House of Representatives is reelected and then found guilty of 11 counts of ethics violations. Never can there be a time of just pride and honor in the United States, there is always a shadow looming. Although nothing came be taken away from the event of receiving the Medal of Honor, its reflection on the country can be diminished by the conviction of Charles Rangel.
On November 16th, President Obama awarded the Medal of Honor to Staff Sergeant Salvatore Giunta. The recipient still says that even with his new title he will never be more than Sal to those that are truly important to him. He is just a simple and humble 25-year-old from Iowa, but when his country needed him, he grew into "a soldier as humble as he is heroic" (President Barrack Obama). At the age of 22 in 2007, he ran into enemy fire to help and rescue fellows soldiers when his team was ambushed by insurgents. He continued to complete 2 tours in Afghanistan. He is the first living person to receive the award since the Vietnam War.What he chose to do for his comrades and his country is heroic in and of itself and is made even more so amidst all the skepticism and doubts about the morality and motives behind the mission. He was willing to sacrifice his safety and his life, and did not respect anything in return. In witnessing his devotion to his country and his mission, I was able to accept the conflict in Afghanistan as more valid then I ever have before. To me, the fact that he was willing to literally put himself in harm's way to protect others, gives more support to the efforts in Afghanistan; because if the American soldiers involved, who have actually witnessed what is going on are willing to do that, then the war must be valid.
It is just sad to me that something was taken away from the pride that should accompany this event because of what Charles Rangel chose to do and how he betrayed the trust of the country. It is all just in a week of America, I suppose.
On November 16th, President Obama awarded the Medal of Honor to Staff Sergeant Salvatore Giunta. The recipient still says that even with his new title he will never be more than Sal to those that are truly important to him. He is just a simple and humble 25-year-old from Iowa, but when his country needed him, he grew into "a soldier as humble as he is heroic" (President Barrack Obama). At the age of 22 in 2007, he ran into enemy fire to help and rescue fellows soldiers when his team was ambushed by insurgents. He continued to complete 2 tours in Afghanistan. He is the first living person to receive the award since the Vietnam War.What he chose to do for his comrades and his country is heroic in and of itself and is made even more so amidst all the skepticism and doubts about the morality and motives behind the mission. He was willing to sacrifice his safety and his life, and did not respect anything in return. In witnessing his devotion to his country and his mission, I was able to accept the conflict in Afghanistan as more valid then I ever have before. To me, the fact that he was willing to literally put himself in harm's way to protect others, gives more support to the efforts in Afghanistan; because if the American soldiers involved, who have actually witnessed what is going on are willing to do that, then the war must be valid.
It is just sad to me that something was taken away from the pride that should accompany this event because of what Charles Rangel chose to do and how he betrayed the trust of the country. It is all just in a week of America, I suppose.
Saturday, November 6, 2010
How Long Will The Tea Boil?
Recently, an evangelization of the Tea Party agenda has occurred. It is essentially a revolt against the Washington government, large governmental spending, and even the Republican Party. One must ask what they can accomplish by themselves. Well, a good number of them, including Marco Rubio and Rand Paul, got themselves elected last week. They saluted the movement that fueled their victory and the people who voted them in and said “We’ve come to take our government back” (Rand Paul). But just how will they do that, because actually achieving change in government is a lot harder than just decrying the previous Congress and administration. Up to this point they have acted as a mob trying to enrage the people to rally behind their cause, without offering any coherent, legitimate or reasonable means to actually achieve their goals. Will the movement be different now that they actually have members in positions of some kind of power in government? Will they actually achieve change? Will they have to abandon some of their principles to do so? The nation will have to wait and see.
What the new government must do to actually change the current state of the government and the country are, many times, contrary to what the Tea Party activists have proclaimed as the only means they would be willing to adopt. All through the recent campaigning season leading up to the election on November 4th, Tea Party candidates were advocating lower taxes and spending cuts but they did not say how they would take action. To save the economy, as any reasonably- minded person knows, the government must raise taxes and encourage spending by its people in order to increase revenue for the government, but also lower its own spending. Are they will to do these things, even though it would most likely turn their volatile support base against them? They must be willing to raise the taxes on the very same people that elected them, because the deficit will just keep widening if they don’t. They must be prepared to cut middle-class entitlements, such as Medicare and Social Security, against the efforts of almost all democrats. They must be ready to take on the Pentagon, as well, because its spending, at $717 billion, accounts for “half of all discretionary spending” (Fareed Zakaria, Time). They also must be ready to make concessions to the president; otherwise they will have to work over him which would surely cause major problems. They must work hard to halt a government shutdown, like that of 1995. They must refuse any and all earmarks that could further curtail funds from the national government. They need to weary and work hard to reduce the national debt, because it is getting close to the $ 14.3 trillion national debt ceiling. If not dealt with quickly and effectively, and if the ceiling is not increased, it has the potential to cause a global financial crisis. The current situation of the United States has a very grave potential, made all the worse by the national government’s history with bipartisanship. “If this looks like a prescription for gridlock, it is. It could leave independent voters disappointed that Washington isn’t delivering solutions. And it could leave the Tea Party’s activist base as frustrated with the pace of change as the hopeful democrats who preceded them” (Michael Crowley, Time). Hopefully this will not happen again.
Saturday, October 30, 2010
Only In America...
Only in America could it be viewed as a good thing to be a political candidate with no previous ties to the national or any level of government. Even though this seems like a complete paradox to me, not to mention bad critical thinking, many candidates are endorsing this title, and what's more, it seems to be helping them in their races.
Why would any American citizen want a mayor, representative, senator, or governor with no political experience? Is it because they believe successfully running a multi-billion dollar corporation warrants them the abilities needed to be elected on principle alone? Or, is it because being wealthy automatically means one is wise and trustworthy?
The truth of the matter, whether one is conservative or liberal, is that in these challenging and awesome economic times, our society needs governmental leaders who are experienced and have exhibited loyalty and dedication to our governmental system. Candidates such as Meg Whitman and Carly Fiorina have not done this. They decry the woes of the present status of our society, but fail to offer legitimate and sound plans to help our states and country recover. Should not this be a warning sign of their inadequate knowledge of how to correctly govern?
I am by no means saying that having been previously active in politics warrants one an automatic spot in government, but it does lend to their knowledge of what to and not to do in government. I do believe that if someone wishes to be elected to government, he or she should have at least consistently voted in past elections which Meg Whitman has not. He or she should also have showed concern for those that they have previously been in control of which, when they were CEOs of EBAY and HP, Meg Whitman and Carly Fiorina did not do. I could go on and on, but I will not.
In conclusion, citizens should be weary of newcomers to government who have no experience to back-up their assurances that they will make great political leaders who will guide us in the right direction; they have no evidence that they will! Citizens need to truly research all their political candidates, and propositions, for that matter, so that they will be able to adequately choose the right candidate for their community.
Why would any American citizen want a mayor, representative, senator, or governor with no political experience? Is it because they believe successfully running a multi-billion dollar corporation warrants them the abilities needed to be elected on principle alone? Or, is it because being wealthy automatically means one is wise and trustworthy?
The truth of the matter, whether one is conservative or liberal, is that in these challenging and awesome economic times, our society needs governmental leaders who are experienced and have exhibited loyalty and dedication to our governmental system. Candidates such as Meg Whitman and Carly Fiorina have not done this. They decry the woes of the present status of our society, but fail to offer legitimate and sound plans to help our states and country recover. Should not this be a warning sign of their inadequate knowledge of how to correctly govern?
I am by no means saying that having been previously active in politics warrants one an automatic spot in government, but it does lend to their knowledge of what to and not to do in government. I do believe that if someone wishes to be elected to government, he or she should have at least consistently voted in past elections which Meg Whitman has not. He or she should also have showed concern for those that they have previously been in control of which, when they were CEOs of EBAY and HP, Meg Whitman and Carly Fiorina did not do. I could go on and on, but I will not.
In conclusion, citizens should be weary of newcomers to government who have no experience to back-up their assurances that they will make great political leaders who will guide us in the right direction; they have no evidence that they will! Citizens need to truly research all their political candidates, and propositions, for that matter, so that they will be able to adequately choose the right candidate for their community.
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